[MUSIC]

Hello, and welcome by Emerging Expat.

Your tuned in to Let's Move to Portugal.

I'm producer Dan and I have the distinct honor of bringing you

YouTube travelers and our resident Portugal experts,

expats everywhere's Kaylee and Josh.

Each week they'll Inspire, they'll educate, and they'll accompany you

on your journey to Portuguese residency.

This week, God Let's Move to Portugal.

We've got Rebbi.

In a Let's Move to Portugal first, we interview someone in Utah.

There's more than one way to relocate to Portugal and Rebbi

in her husband and their very own approach.

Stick around.

[MUSIC]

You know, one of the things that I've found the best about moving to Portugal

and one of the things that's helped me out the most has been learning Portuguese.

And right now we're going to the journey with Portuguese with Carla and that's been extremely

beneficial for me to learn Portuguese faster and have words that I'm confronted with

on a daily basis, a peer and the lessons that I'm doing.

Yeah, I think it's really nice that they use idioms and they use everyday speech rather than

something that's straight from a textbook.

People learn differently. So it's nice about Portuguese with Carla.

Is it you go your own pace and you do it wherever you want.

Cafe, your own home, whatever that might be and you can do it as you want to do it and not

necessarily feel like you have to be in a classroom or go at a certain time table.

Yeah, and a super important thing for me is it keeps me motivated to come back and do it because

it's gamified.

There's a table that you progress through.

So it really feels like you're making progress and you want to come back the next day.

So you can move your character along the board.

The gamify stuff. That speaks to me.

Oh, we'll put that in the show notes.

Hey gang.

Hey, Dan, how's it going?

Hey, Dan.

Here we are. It's up so 10. We've made it to double digits.

Yeah, I can't believe it. I'm actually really excited. This thing is becoming a well-oiled machine.

Heck yeah, it is.

And we just keep chugging along the tracks. I love it.

It's been a lot of fun, too. Yeah, it was certainly has been.

I've actually really liked it because we've been able to dive into different topics

than what we can do on our YouTube channel.

So for me, it's been a pleasure. I'm getting really excited about where we can take this podcast.

And I'm the super grateful for all the listeners that have downloaded and given us ratings.

Yeah, man, we too. So as you're weak, Ben.

Well, as I'm sure everyone can tell we both have cold. So that's always fun.

Awesome.

But I think we picked something up. We're actually currently back in the US now.

Hey, welcome back.

So long flights, poor air circulation, fun stuff.

So we have colds, but that's okay. We're we're plugging along.

And yeah, we're back visiting family in the US right now.

I don't feel bad, but I sound terrible. I sound awful.

Well, I think you both sound great.

I feel like all winter I've had something going on.

Whether it's been like nose or throat. So it's affected my voice. And I'm sure all of you can tell

whether it's on the podcast or the videos that I sound very differently on different ones.

But okay, it is. What it is, right?

It is what it is.

Yep. So we're back in the US. And we still have videos yet to come out.

And one thing that we're doing is on the A.

We're going to do a live to talk about what we have experienced here.

And what we're already experiencing in terms of like a bit of reverse culture shock or just

differences that we've noticed because it's been two to half years since we've been back in the

States. We haven't been back since we first moved to Portugal.

So this week Josh and I met with Revy. Now Revy's our very first interview with someone who

is not in Portugal. Kaylee, where do you find her?

We actually met her through the channel. She reached out to us when they were coming through

Porto. And they were looking to buy actually in Porto. So we of course had some good wine

with her and her husband. And just kept in touch. As she let us know about their

process wanting to move but not ready to full on move but then also looking to buy.

And again, they were looking in Porto but they ended up outside of Porto, which is a very fascinating

story. So I wanted to get it on the podcast talk about it. But it was funny trying to sort out

time zones, recording in Portugal and then Dan you being in Chicago and then she's in Utah.

Yeah, good times. So that was fun trying to figure that out.

Yeah, we were all over the map. This interview was a lot of fun for me because Kaylee had been doing

most of the dialogue and talking back and forth with Rebbi and her husband. So I didn't really know

much of the story until we got going. I mean Kaylee and Rebbi had filled me in with bits and pieces

before the interview. But what a fascinating story and I'm super excited for both of them.

I thought that it would be a good one for Josh to do because like he said, I knew more of the story

but it being a lot about real estate. I thought that he would really find it interesting and then

he would know the right questions to ask. I guess around the whole process.

You're right. Well, I really liked her and I love the way she and her husband are doing the move to

Portugal, fairway. Another fantastic guest Kaylee. All right. One more time listener, we'd love to

hear from you. Send us an email or voicememmo to podcast at expets everywhere.com as we're putting

together a Q&A session on the podcast. You can also send any questions feedback advice about what

you think about the podcast we'd love to hear from you. And we'll be back with Rebbi right after this.

You know, two massive problems that we keep seeing over and over again is people struggling

getting niffs and getting bank accounts here in Portugal. And that's because the goalpost

keep moving on this. But there's a service out there called border that's been helping a lot of people

get their niffs and get the bank accounts to move to Portugal. Yeah, we've chatted with them. So they've

given us a code. If you use our link that you get 10 year off of their services. And I think the

biggest thing that has been in people's minds is Portugal recently changed things and said that you have

to have an address in Portugal to open a bank account. So you can't just come here on a scouting trip anymore

and open it. But border still is allowing you to open your bank account. So I think that it's a

headache if you come to Portugal and try to do this stuff. It's just much easier to go through a company

like border who does things the right way. I would honestly say it's a mistake because you're

wasting precious time when you could be taking in all the wonderful things about Portugal. And

you're coming over here and dealing with a bureaucratic stuff. It'd be better to just go ahead and purchase

your niff or your bank account through border and get back to spending your vacation or your scouting

trip. Figuring out where you want to live rather than sitting in a bank.

Revy, thank you so much for joining us here on expats everywhere. And before we dive into all of the

fun unpacking your transition to Portugal through buying a property, let's get to know you a little better

and let's talk about where you from and where you and the process of moving to Portugal.

So my husband and I are from Northern Utah, I'm pound called Ogden about 30 minutes north of Salt Lake

City. And we kind of want about our process if you will a little bit differently than some of the

people who you've had on your podcast and on your videos. I guess the normal if you will transition is

kind of researching, getting excited, getting your visa, coming, renting, someday buying that. We

can't even learn about that backwards. We just recently returned from a trip where we

closed on a property up in the town called Ilebert, which is in the north of Portugal with our O1520

minutes north of Braga. And we again bought this property, we do not have a visa yet, we are still

living in Ogden. And we plan to jump back and forth between the two. I'll for probably at least a

year just wrapping things up here, preparing and then we do hope to ultimately jump to living full-time in Portugal.

Nice, well what prompted this? I have so many questions. What prompted this decision to buy something

in Portugal? So my husband has been following Portugal for quite a while, moving and living in

Europe has been something we have wanted to do and kind of dream to do for a long time. And Portugal

kind of jumped onto his radar for a number of years ago because there was some write-ups about how wonderful it

was to retire and live in Portugal. So between I guess now and back 2016 we've made a number of trips

to Portugal coming at different times at the year, traveling to different places staying in different

towns. And I try to get a feel for the country if you will. And we just fell in love with the number

of different things, the people, the culture, the food, all the things that you have really brought

out in a lot of your YouTube videos. And we kind of have a scouting trip, oh, in August, I think,

because we met up in Haddenner, I believe. And stayed for about a month up in Portugal because we really

thought the north would meet some of the things that we were looking for. And we always stayed in a

couple of different neighborhoods, really got a feel for the city and then we decided, you know,

let's jump up in a few days in Brow that to see if maybe a smaller city might

fit our speed a little bit more. So if I'll be there, we decided that we were going to rent some bikes.

And we found some hot springs that we were going to bike to. And on our way home, we bike through

this chute town called Philadelphia. And it just really happens to be great five if you will to

use one of Paley's or is it usually next to you? That's right. The driver. She's a driver.

It had, you know, just an upcoming feel. There was progress being made. There were, you know, fun restaurants.

And one of the restaurants that we had dinner and obviously the, or oddly enough, the previous night in

Browgah, they had a second location up in Bilabar. And so we were like, you know, this is kind of an

anchor restaurant. You know, how some cities will get, you know, one anchor restaurant that really

draws in a lot of different growth and progress either around the food or just around the whole

energy around the town itself. And so we, well, let's see if there's any properties up here. We'll just,

you know, check it out. So before we had come, I had joined a number of Facebook groups for X-pad.

When in Browgah, when in Porto, and I posted on the one-up in Browgah, they say, "Hey,

anybody live up in this area? Do you want to meet for coffee?" And I had also noticed at that time

that there was a property that had just gotten post by a realtor up on that Facebook page. So we

contacted the realtor just to see if we happen to be able to go through it while we were in the area,

which we did. And it really had all of the things that really take the boxes of the must-hows.

We met with the X-pad group up there and it was kind of funny because there was about 15 people that responded

and none of them knew that they actually lived within vicinity of each other. So it was just this

group that came together and there was just this synergy and energy and they actually created their own

X-pad Facebook group. And there's about 40 people now. And so it was really kind of fun to see this.

I love that story because essentially you went into a Browgah Facebook group, right? Yeah.

And the Browgah community is really strong and there's a lot of people that are very active in that

community. I would say more so than what we have in Porto, even Porto has a larger overall community.

I think the one in Bragas a little more tight knit. I think that's kind of the nature of Bragas,

well, but it's so funny that you find 15 people that don't know each other and they're in

Villaverds. And then now you say that it's up to 40. Yeah. And you were just starting to say,

you have any become an expat here and you're already a master networker.

I love people. I love to bring people together. But you're right. It was just this organic thing

that grew out of pay is anybody here. We want to talk about the town. And when we were back just in

January, we met up again. And it was so fun to see familiar faces and to talk to people,

but then also to meet new people who have, you know, have come to the area who are in the process

if you just bought or are coming. And you know, just to feel that sense of community already.

And we haven't even made that final jump. That was amazing. We just, I'll fully love it.

Phenomenal. Well, tell me, how does Ogden compare to Villaverds?

Yes. I was at misfeer. What's that like?

But probably similar. We were kind of talking on the yellow, you know,

pork, though, what does this remind us of? And we kind of felt like

braggle is similar to Salt Lake. Maybe in size. And I guess bread, if you will,

Ogden is a smaller city, but it is sadly not really a walkable city. And that was one of the things

that my husband and I really wanted when we moved here. We loved the walkability of daily life.

That was one of the things that we must have. I guess for our day-to-day life, we would not necessarily

have to have a car, however, we would if we wanted to kind of explore the country a little bit more.

So one of my husband's moths have that kind of cracks me up. He's very well-we both. I shouldn't

blame the solon. We're very particular about the grocery situation. And there's two

groceries. Like one of them has to be in proximity of the apartment. And walking this spot.

Yeah, like walking distance. And a continent and a bingo are both within walking distance.

So that was an amazing thing. Perfect. So you're saying Ogden doesn't really have a walkability,

doesn't really have like a downtown. It does, but it's not close to like we would have to drive to

downtown. Okay. And it's not walkable in that sense. Got it. So what's the village like?

It is walkable. You have all of the things. You have living. Obviously for a world living,

because we thought that out. But they have just a darling promenade with the part that goes through

the center of town. All of the necessities, I guess, for daily life, the two groceries that we talk

about right there within the center. There's a hospital, which was just down the block, which wasn't

necessarily on the top of our must house. But it was kind of a, well, that's kind of night.

You're hardware store. You're dog grooming facilities. You're, you know, a number of restaurants

where we could really be able to go out and not just be sick of everything. We're just have one option.

Okay. Well, so it does sound like you really do have everything in walking proximity. Even though

you guys want a car, you won't need one doing things on a daily basis. What is the transportation

situation like there kind of getting out? Is it by bus by train? What's that like?

So that was one of the only downsides. We really want to train access like into a bigger city or,

you know, directly to the airport, things like that. Unfortunately, that is not there yet.

There is a bus that goes several times into Braga. And then there is a bus from Braga to the airport

or Braga to Porto, but there isn't a train. So that is the one drawback really that is kind of shining

if I have to point out drawback to Villabird. Okay. Trade off, right? Yeah. But I mean,

you're in proximity to mountain biking to the trails to river. So I mean, there's touchpoint with

green space, which was one of my must-have. Okay. And if you did decide to, let's say catch a flight

from Porto to somewhere outside somewhere else in Europe or maybe go back to the US. What would your

public transportation commute be like going from Villabird to Braga, Braga, then to the airport?

That is a really good question. I think over the next year or so when we're jumping back and forth,

that's going to be something that we tease out and sort of perfect. Yeah. We didn't have the

opportunity to really dig into that because we were focused on, let's get it fairly functional before we

leave, understand some things, make some context in the city, do all of the closing stuff. But it

would involve two different buses to get to Porto, not necessarily if you can directly to the airport.

So I think there's going to be some tweaking with that. It might not be able to be a straight

public transportation situation, but we were shocked if we were rented a car and it was four year-old a day.

So even if we picked up a car and had it for a few days before and drove it into the airport and dropped it off,

that probably wouldn't be horrible. What kind of car was this? What's the rental company? We've never seen

that deal with Europe car. It's a company named S-I-X-T. I wasn't the one organizing that,

but we just happened to notice that and had that conversation of, "Hey, if we didn't even want to own a car,

maybe rent one for you when we need one or just cycle on it?" Like, yeah, absolutely. I think there's

a fair amount of people that do that at least when they first move over and then they make a decision on

OK, we won't want one for the long run or not. I know it is a bit more expensive owning a car here

than the States in terms of buying one and some of the initial up front costs that go on with that.

OK, earlier you said that there was a restaurant in Braga that had a second outlet in Villiverr.

It didn't happen to be a Mexican restaurant, did it? No, but let's talk about that elephant in the room.

There are no Mexican restaurants in Portugal. That is a serious problem.

No, it was a restaurant. It was kind of a brew, pub situation, Laitaria?

Oh, yeah, yeah. I never pronounced it properly.

Laitaria, yeah. There's one in Puerto as well. Yeah, we love their beer. It's good stuff.

So they have the restaurant up in Villiverr. There you go. OK, nice. Is that where the brewery is?

Or is it in Braga? The brewery is in Villiverr. No, I believe the brewer is there. Yeah, so again.

That's what I thought. There's your anchor and there's your reason to come.

Yeah, oh, fair enough. Let's go. Yeah. So what I can tell you about the Mexican restaurant situation here in

in Portugal is that, and I think this is really across Europe. They just don't do it the same way as we do it in the US.

And even in the US, it's not. It's not often authentic Mexican, but this is the tricky part about being an American living abroad.

Is that you really have to make some sacrifices when it comes to certain cuisines. And Mexican is one of the

first ones that you're going to have to make a sacrifice for. The good thing is, is that here in Puerto

at least we found a couple of places that have passable Mexican for sure. And I'm talking about like not like four and five, but like six, seven,

you know, like meets the standard of what decent Mexican is in the US. So that's good.

Nice. Okay. Well, we'll have to get that lift. Absolutely. Next time you guys come to Portable, take you out.

Excellent. Love it. All right. Let's dive into how the real estate venture went.

How did you find this property that you have an agent looking with you or were you all scouring,

Eda Alista, what did you do? I Howard, I delista. I had bread sheet with the multiple real estate agents that we,

you know, we found a property where interested in, we wanted to get we could tour it. You had hooked a

stuff with our tour and I will provide his last name, but E was great and took us around a number of

different properties. While we were visiting Portal, one of the things that he did that was very helpful for us,

is he allowed us to go through several different properties talking about the pros and cons to each of them,

and the pros and cons each of the neighborhood that they were in. That was really, really helpful.

Even though he ultimately was not the agent that helped us with the one up in Villiverde,

it still was extremely nice to be able to have that conversation with someone in the industry.

One of the things that was surprising is you know, having had those touchpoints with the multiple

different agent and sometimes understanding that some agents wouldn't necessarily want to either show

your property because there was already another agent involved because they would have to split that

commission if you will. And so contacting the realtor directly who was featuring that property.

So the way that we found the one in Villiverde, I got onto the braga X-pat site and it had been posted

there. And so from there I contacted the real estate agent instead of a time to go through that.

After that point, again, went on the advice of you other YouTube stations and X-pat, so we

taught to and got a real estate lawyer, Oswaldo Castelo Nethu and I'm probably sluttering his name

Oswaldo, I'm terribly sorry. But he was great in kind of helping to be a go between

between us and the real estate agents, but then also helping us to understand the process.

So from making contact with the agent to establishing a price that we were all okay with,

we then had to bring in a mortgage broker because we did decide we wanted to look into the option of

having a mortgage. And the way that works is the mortgage broker is the liaison between you and the

number of banks. It's very go out, they kind of scour the industry to find out what banks are out there

of what options they have because each one has a little bit different terms and then they bring them

that to you and present like these are the best three what do you want to do and then to make that

connection between you and the banking agent so you can set up an account there. So that's just extremely

high level. That was the process that we went through. Oswaldo was in charge of who's there,

real estate lawyer looking over all of the documents to make sure they were all taken care of

signed appropriately, filed with all of the different married places that one has to have them filed

and then helping us set up different things along the way helping to find those other key players in

the process. Right on. So the process for you started out with trying to do your own search,

but then having a property kind of presented self and you still were an advocate for yourself

going out reaching out to another agent up into the point where and you bring this up beautifully,

you needed to have some sort of legal representation and that's something that we're finding on our

side as we're getting ready to purchase a property here in Porto that is I think the most critical

thing because if that person's not on your side, there's probably the only person that's going to be on

your side. Right. And if that person's not on your side looking out for you, then you could be in a

world of hurt and massive financial exposure. Did you kind of feel that way like internally emotionally?

A little bit we did, just because we don't speak the language and all of the official document,

I mean it's all in Portuguese and just knowing where to file things is the paperwork even

filed correctly in the first place. It's registered in all of the various places that it needs to be

registered and to even be sold. So that was a comfort and finding one that was highly recommended by a

number of expats, that really spoke volumes because it kind of assured us that there would be a level

of communication between the two of us that we could, I guess, rely on that he would understand what we

needed, where we were coming from and he's gone through that process, people like us already,

so he kind of lay on to dissipate some of the questions and concerns that we would have.

Okay, and is he based in braga? He is based in braga and that was also something nice because he was

there versus having someone maybe in Lisbon or the Algarve where, yes, in country,

but there's always these local nuances. There's a lot of who you know and how fast you can get things

hooked up and run through that you have to have that personal relationship with. It seems like that's a

bigger thing and Portugal that who do you know versus maybe here in the state? I mean, yeah,

I'd just just hear, but maybe not as much. Yeah, for sure. Was there anything that shocked you

going through the process of purchasing a property? A little bit, one of the things was just all of the

different agencies and paperwork and all of the randomness that had to happen. Yeah, the paperwork definitely

feels a bit overwhelming and especially because it is in a foreign language, a language that none of

us are proficient at right now, so it's certainly overwhelming just to read all of that Portuguese. And

like I said, I think you have to really rely on your legal representation in that regard. Yeah,

one of the things that happened that we were a little bit frustrated with is the bank that we chose to

go with. All of the paperwork you have to set up an account with that bank and you, you know,

they automatically deduct your mortgage payment from your account. All of the paperwork that came to

us that we had the sign was only in Portuguese. And oftentimes they'll provide an English translation,

so you will at least have an idea for what you were agreeing to. Right. They didn't. And they were like,

yeah, we don't have that. You want us to sign all of this and we don't know what we're agreeing to.

How is the Sulegel situation? What's the bank? It was Nova Banco. Nova Banco. Okay.

Yeah. And there's some of the best rates and terms for people. Yeah. Okay. So that's really good

for the listener to know if you end up having Nova Banco pitch to you from your real estate broker.

There's a high chance that all the documents are going to be in Portuguese. Yes. And there's

there's agents there that are happy to shut down on a Zoom meeting with you and talk you through it.

But there's still have been some surprises that have come up that are in the paperwork that

were like, this is near to us. So that I'm sure that that is not a unique situation. But it was

something that we were a little bit frustrated with. But you know, it is kind of what it is sometimes.

Yeah. Was the life insurance thing part of it? I'm glad you asked that. That was one of the things.

And depending on the amount that we decided to have financed, Nova Banco would go up to

80% was what they agreed to for us. But he had to have that licensure. And that was pricey. That was about

190 euro a month. So we ended up putting more beyond so that we could get away from that. The other

was be large upfront amount of cash that you had to have even if he did not go with the mortgage. So

if you went with the mortgage, there's all of that and then you put that chunk down. But there

is a lot of transfer tax and damp taxes and notary fees and the lawyer fees and the valuation. And

ours ended up being a little more than about six and a half percent of our purchase price. But I

what I was reading and what I saw recommended was that you are emotionally prepared to have that

element the 10% of the purchase price in addition to whatever you're putting down. So that was

surprising. Yeah, absolutely. I mean, I would say 10% for sure, maybe even 15% just prepare yourself

for kind of those crazy upfront prices. You know, and this is another thing that kind of leads Portugal

down some difficult issues when it comes to housing is that most of their housing problems. I think

stem from the fact that you have all of this upfront cost and purchasing a property yet. The annual

property tax is very low. So. Yeah. So you lose a bit of equity when you first make the purchase because

you've dumped a bunch of extra cash in it. But you can hold on to that property for quite some time.

Because you don't really have to pay much on it annually because of taxes. Yeah. Okay. Yeah. Wow.

I know that that can be shocking. We've had a few friends that purchase properties and it's

absolutely blindsided them. And they're scrambling for cash. You know, they've they've got their cash

ready. But then it's like, oh, by the way, you actually have 10% more that you need to pay. And they're like,

where are we going to get this cash from? Yeah. Yeah. Exactly. Okay. So where are you at in the process?

Right now, have you have you moved into this place? Are you doing renovations? What's that look like?

Moving in is a very strong statement. So we had spent about three nights in the property. So once

we, you know, we came, we spent about three weeks in January, if I'd be worried. And you know how you do.

When you, you know, get a property for the first time. You want to do all of the clean even though it was

left and back at least. We wanted to clean and make sure we really had a good feel for every

nothing cranny if we will. So we took the time to do that. My husband had ordered a mattress before we left.

And it was delivered while we were there. I can't on the recommendation from all of the

wonderful people in the braga and villivared ex-pack groups went and found places where we could either purchase

or have furniture made. And having furniture made seems to be, I don't know if it's easier than

an inch in the states, but it seems like it's more common. People don't have necessarily the real estate

to have all of the options they are for you to buy on the floor, but are happy to do things like that.

So we have set up those relationships, you have being a couple of different things made.

We are going to do some minor construction in there just to make the space, I guess, feel real.

We're going to do more. Yeah, but really one of the things that we were looking for is a property

that was not going to be a project. We really bought this with more of a investment I, as I was

saying before, we're doing things all backward. We didn't want to rent when we go for the D7B. So

which is our intention. We wanted to have some place that we could already come to and we could

have kind of us are landing place if you will to further explore the country to then possibly

buy a more forever home situation. So whether or not we decide it's going to be where we are,

we don't know. But that's a really hard decision to make when you're not in-country, really living.

Sure. Well, regarding the house, what were some must-tabs that you wanted?

So for the house itself, we really wanted between, you know, a T2 to T3, so two or three bedrooms,

two to three bathrooms. We wanted it to be at least 120 square meters. We felt like that was

an acceptable amount of room for two people just kind of starting. Again, we really had some other

exterior requirements. We needed to be able to have our day-to-day be walkable. I needed a touch point

with green space. We wanted it to be somewhat close to a bigger city and to the airport. So I just

think kind of some of those must have. We also, again, wanted it to be new or new or so it wasn't a

project. So with the newer ones, the NG efficiency rating is something that is required. So this one was

an A energy rating, which was important because I mean, you know more than most, there's that,

you know, coal, but the humidity and the insulation with the noise, so we wanted it to be a quiet space.

Which is part of your looking for some place that's more central and walkable in a downtown area.

Okay, do you feel like there are any things that are missing either from the property itself or from

the town? I would say the town itself is growing. There's some visual growth, you know,

they're doing things. They have paved bike paths, which was one of the things that we found really intriguing about

the town. The transportation, the direct train access, you know, you're an Ibar to kind of talk about that.

But, you know, restaurants are shopping. There's a decent amount and we were close enough to

braga for it. Really, that's not a problem. If we need to have a different restaurant experience,

we need to go shopping. There's two huge mall situations. And then Ikea within 15 to 20 minutes.

For the apartment itself, it was actually slated at the T3, but the people who were there before during

the construction process, they wanted a larger master suite with a huge walk in closet. So that is what

they did. So now it is the T2. My husband and I, we don't have quite that many clothes, so we thought,

well, maybe we'll convert part of it as an office. They're, we're going to install a Murphy's bed,

so that second bedroom can be a more usable space. So we can have guests stay with us, but the

not room isn't just sitting there. So we could use it as an exercise room or anything. So there are

some minor things that we'll probably do. But really, it tick all of the boxes that we really felt

like it needed to in order to decide it with a good investment. Okay, well, it's funny because when you

said that it had this large walking closet and you said maybe, I thought you're going to say,

maybe I'm going to go shopping. Can I not tell you what I've said that? 100% can't be what I've

said that to me. That's awesome. But yes, now that would be great, but it has a good amount of storage on

it's own. But if you think about the stuff that you, you know, either accumulate or want to have when

you are permanently jumping over here, you know, that storage can be a finite situation. This one fortunately

has a lot of storage, but it also has a two-card garage that's enclosed in addition to, you know,

visitor parking. So it really have a lot of amazing things that you don't necessarily see in a lot of

properties in Europe. Okay, so it sounds like the properties is a nice fit. The town is a really nice

fit for you. Yeah. It's definitely enough to Ogden, but maybe an upgrade in a way. Yeah.

Okay, cool. So I'm actually curious to know what your plans are then over the next couple of years

before you apply for the V7. Are you planning on doing two to three months at a time and just spending time

here on a tourist visa before you actually get your residency visa or apply for the residency visa?

Yes, that's going to be our plan. More of a slow integration, if you will. So like you're saying,

staying on the tourist visa jumping over for, you know, longer chunks of time within that allowance

if you will for the tourist visa wrapping things up here because, you know, we're slow integrators. So it's

not going to be cut and dry. I anticipate for the next year, maybe even to the back and forth,

really easing into that. We own a property in Ogden, which once we make that final transition,

I believe we plan to sell that property. So they're all be that to deal with. You know, we have a

dog, so there's going to be that. But yes, we do plan to go through the D7 process. But then when we come,

we won't have to worry about that, you know, one year, got to figure out what our housing situation is.

It's already established at 30 there. Are there any other things that you're doing to prepare for your final

move? Yeah, so I will probably need to find another job. I know my employer is not going to

allow me to work from overseas. So that will be something that I need to look into. My husband is lucky enough,

but he got to retire the lucky bug. So I think just working out the finances, that's going to be

probably the next big thing is trying to find that account and that understand both worlds and really

fine tuning who that person is going to be. So all of those things will need to be kind of taken

into account. We wanted time to process those before we jump into ultimately going to the D7.

Nice. Well good idea because it sounds like you've locked in a great property. You've locked in a

property at a price that you're happy to pay on a monthly basis. So that's awesome. We don't know where

the future of housing prices are going to be. So that's that's really good that you've locked that in.

And I think honestly for anybody that is planning on moving here a huge thing is figuring out

what your tax ramifications are for moving here because it's highly variable. This is what we don't

like to give tax advice on any of our YouTube content because our situation is very different from

other people's situation. Even if another person has a YouTube channel and they're making money

off that YouTube channel, it doesn't mean that our situations are the same. It doesn't mean that

any of them are the same. So it's so important for people before they make the move to figure out

what exactly their tax situation is. Does their job qualify them for the NHR? And if it doesn't,

then can you afford the tax bill? And do you know people that can help you with the double taxation

treaties that exist? I mean, I think for Americans, it's a little more straightforward, but for other

countries, people that are moving from other countries that don't have a double taxation treaty with

Portugal, you might be on the hook for taxes in your country and taxes in Portugal. So I think you're doing

everything super well. I don't know why it's like you're talking negatively about yourself.

Like you guys are doing this backwards. I think you're doing it your way and there's no like one

right way to do this this move. But your way looks like it's going really, really smooth. I hope it

continues like that. I think that was been one of the really nice things about being able to

look at all of the different content that's online. We've been able to see other people's situation,

how they went through it, but their experience was and then we're able to take all of that information

and kind of fine tune it to what we are comfortable with and what we need. So thank you for doing

your content and then the other people thought they're doing theirs. You're welcome. You're absolutely welcome.

What expats it where we believe that living abroad transforms lives? How has starting this process

transformed your life? You know, we really feel the same way. Traveling in and of itself,

being able to understand and more appreciate people's cultures and where they come from. It changes

your perspective. So while we haven't necessarily transitioned completely to Portugal,

it does help us to have more global view on different situations and it just creates more empathy

and understanding, which really is in short supply nowadays anyway. Be beautifully put,

beautiful put. We're happy. Thank you so much for meeting with expats everywhere. Let's move to Portugal.

Let's do it. Thank you.

You know, another great resource for learning Portuguese that I've found is me as

Marisma Academy because if you're wanting to move to Porto specifically, she's got that Porto accent.

So if you're wanting to be more Portoans, that's the person you should go with.

Yeah, that's a really good point. And something that I like about her is that she has this kick-start

course that you can start with that are the basics and it's free. So you can get an idea of what she does,

how she does it. And then if you like her, then you can do a paid service. Yeah, Maria Esmerez has a

great YouTube channel full of information, but also her courses are fantastic.

A getting people fluent at the language as quickly as possible.

Next week, let's move to Portugal. We've got Janine. She and her husband are from California. They

breeze through the D7 application and moved to Coinbracide on scene. You're all about the process,

their new life in Portugal and all about Coinbrac right back here next week.

Thank you so much for joining us this week on Let's Move to Portugal. Contact info for all

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